WHAT ARE TRAVEL INSURANCE COMPANIES
Travel Insurance companies provide a sort of insurance that protects travelers against a variety of dangers. It provides coverage for medical expenditures, lost luggage, flight cancellations, and other mishaps that may occur when traveling.
Travel insurance companies insurance services are often purchased from the day of departure until the traveler returns. Purchasing travel insurance provides full coverage in the event of an emergency when traveling to another country. Travel Insurance is also available for excursions within the traveler’s home country, but is a more common alternative for international travel.
Among the dangers covered by travel insurance companies are the following:
- Personal Accident Insurance, which includes the following:
- Death of the Insured
- Total and Permanent Disability
- Reimbursement for medical expenses incurred as a result of an accident or illness
- Dental therapy alleviation
- Evacuation in case of emergency
- Repatriation of mortal remains in the event of death
- Baggage hold-up
- Checked baggage loss
- Passport loss
- Delay in flight
- Hijack
- Burglary of a dwelling
- Trip cancellation
- Cancellation of trip
- Hotel/airline bookings that have been canceled
Individual insurance may cover additional risks, depending on the traveler’s requirements. The extent to which these risks are covered is determined on the traveler’s chosen policy and plan. Extra hazards are also covered for an additional charge. Certain risks are unique to the traveler or the destination.
