15 BEST CHEAP CAR INSURANCE COMPANIES
Because auto insurance is a mandated expense, many drivers seek out the most affordable company they can find to meet their needs. Other aspects to consider when shopping for vehicle insurance include customer service ratings and the availability of digital tools. However, obtaining a reasonable premium is frequently a top priority when deciding which insurance company to use.
USAA
Military members, including active duty and retired, as well as their immediate family members, are served by the United Services Automobile Association (USAA). If you are eligible for coverage via USAA, it may be an excellent option for you to consider. Year after year, USAA obtains the highest customer satisfaction ratings from J.D. Power, despite the fact that it is not qualified for an official ranking due to its qualifying constraints. In addition, the company provides numerous discounts to its members, including a military installation discount, a good student discount, and a discount based on the length of time a member has been a member.
Geico
Geico offers low rates before any savings opportunities are applied, but it also offers a wide range of discounts to help you save even more money on your insurance premiums. It is possible that you will be eligible for a discount if you are a military member or a federal employee, are a good student, drive safely, or have completed a driver training course. If you prefer to manage your insurance policy digitally, Geico may be a good option for you. The company’s website and mobile app allow policyholders to manage many aspects of their policy themselves.
Farmers
Farmers’ average premiums are in the middle of our list, but both minimum coverage and full coverage are still below Utah’s average. The company does not advertise many discounts online, but you might save by maintaining a clean driving record, bundling your policies or signing up for the company’s telematics discount, Signal. Farmers offers several optional coverages, including ridesharing coverage, customized equipment coverage and spare parts coverage. The company even has insurance options for collectible cars.
Auto-Owners
Auto-Owners’ average premiums may be slightly higher than the state’s average, but that could be due to the company’s extensive optional coverages. You may be able to customize your policy by adding options like loan/lease gap coverage, diminished value coverage, rental car reimbursement and roadside assistance. Auto-Owners also offers numerous discounts to help you lower your premium, including a hefty paid-in-full discount, a paperless discount and a multi-policy discount if you bundle your auto policy with a home or life insurance policy.
Progressive
Progressive offers an impressive list of optional coverages and discounts, allowing you to tailor your policy to your needs. You could consider options like custom parts and equipment coverage, ridesharing coverage and a deductible savings bank. And you might be able to lower your premium by getting a quote online, buying your policy online or having continuous insurance. One of Progressive’s most unique features is the Name Your Price tool, which allows you to enter your car insurance budget and then shows you different coverage options within your price range.
American Family
American Family Insurance, also abbreviated as AmFam, is an American private mutual company that focuses on property, casualty, and auto insurance, and also offers commercial insurance, life, health, and homeowners coverage as well as investment and retirement-planning products.
Nationwide
Nationwide offers highly-rated auto insurance policies in 46 different states and Washington, D.C. They make it easy to customize your coverage, so you only pay for the protection you need. Upgrades are available for auto insurance policies, such as roadside assistance, accident forgiveness, and a vanishing deductible perk. Consumers can also customize their policy limits to boost protection where they need it most.
Nationwide offers the auto insurance coverages one would expect, including comprehensive collision, gap coverage, uninsured and underinsured motorist coverage, and bodily injury liability. The company also offers various ways to save on auto insurance premiums, including a SmartRide usage-based insurance plan that cuts 10 percent off your rates when you sign up.
Kemper
Kemper sells insurance to high-risk drivers who may struggle to find coverage, but has far more complaints than similar-sized companies. Kemper is best known for providing auto insurance for high-risk drivers, but the company also offers an array of other coverage, including homeowners, life and supplemental health insurance. Auto insurance policies are available in most states through independent agents or, in some states, directly from Kemper.
If you’ve had trouble getting auto insurance elsewhere because of poor credit or your driving record, Kemper may be worth a look.
Progressive
The Progressive Corporation is an American insurance company, the third largest insurance carrier and the No. 1 commercial auto insurer in the United States. The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquartered in Mayfield Village, Ohio, USA. The company insures passenger vehicles, motorcycles, RVs, trailers, boats, PWC, and commercial vehicles. Progressive also provides home, life, pet, and other insurance through select companies. Progressive has expanded internationally as well, offering auto insurance in Australia.
Allstate
Allstate Insurance Company is a leading national provider of several types of insurance including auto, home, life, motorcycle, renters, and off-road insurance. It is particularly well-known in the auto insurance industry for its long history and a full suite of insurance products.
Archibald Insurance Agency
Archibald Insurance Agency is a local, independent insurance agency in Salt Lake City, Utah. Agency owner Marc Archibald and his friendly and knowledgeable staff will assist you in finding the right combination of price, coverage, and payment options for your homeowners or auto insurance policy. They offer a variety of payment options to make automobile insurance policy maintenance easier than ever. They also write business insurance, life insurance, health insurance and specialty insurance products. They represent the top insurance carriers including Safeco Insurance, Progressive Insurance, Travelers, The Hartford, Kemper Specialty and many more!
Four Seasons Insurance Agency
They serve every insurance need imaginable – including Personal Auto, Home, Recreation, & Life Insurance, as well as business insurance including Workers Comp, Liability, Commercial Auto, Property, and Umbrella. They represent a wide variety of companies. This lets their customers to save money while still enjoying the peace of mind that comes with knowing that their families and most valued items are completely safeguarded.
‘State Farm’ is an American corporation.
State Farm is the largest provider of property and casualty insurance in the United States, as well as the largest provider of auto insurance in the country. State Farm is placed 36th in the 2019 Fortune 500, which ranks the largest corporations in the United States based on revenue. The insurance sales force at State Farm is comprised of exclusive agents (also known as captive agents). Only State Farm agents are permitted to sell State Farm insurance, and only State Farm products are permitted to be sold by their agents.
Utah-based Monson Insurance Company
As an independent insurance agency serving a number of different firms, they have been in operation since 1945. The company specializes in personal auto and house insurance as well as recreational vehicles, motorcycles, earthquake insurance, antique automobiles, business insurance, directors & officers insurance, and errors & omissions insurance, among other things.
Anderson Insurance is a company that provides insurance coverage.
Anderson Insurance Group is a locally owned and operated independent insurance firm that has been insuring Utah residents for three generations. Anderson Insurance Group is a full-service insurance business that provides coverage for home, auto, and commercial properties. Our areas of expertise include: Insurance for real estate Homeowners in Utah Landlords in Utah Coverage for Vacant Homes in Utah Insurance for Short-Term Rentals in Utah Contractors in the state of Utah Restaurant Owners in the State of Utah Businesses in the state of Utah Insurance for Automobiles
